Welcome to Incore Invest

We fuel businesses in the internet and technology space with the ambition to become leaders in their categories.

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Focusing on growth stage investments, the team at Incore is passionate about forming close relationships with founders, management teams and existing owners to help businesses expand their existing footprint. We’re active investors, contributing both sector expertise as well as deep networks in the European tech space. Incore is led by Nicolai Chamizo and backed by seasoned entrepreneurs and family offices from Northern Europe.

Our portfolio

Brite Payments is a fast-growing second-generation challenger in the European payment space. Allowing consumers to make payments using their bank account, Brite employs state-of-the-art open banking technology to process instant payments across Europe across a wide range of verticals. With connections to many of the continent’s largest banks, consumers and merchants receive their funds instantly, making online payments safer and more convenient than ever. Brite was founded and led by an experienced team of FinTech executives from the likes of Klarna, Qliro, Trustly and iZettle, to name a few.

Visit Brite

Mynt is a Swedish fintech offering smart company cards that simplifies expense management. Hand out a Mynt card to everybody in the company and set individual spending limits to each person, giving the CFO control over the company’s spend in real time. With full integration to the accounting system, users save both time and money by automating expense management and sending all receipts straight into the accounting system. Mynt is building smart solutions around all corporate spend that makes everyday business life easier.

Visit Mynt

SAVR is a disruptive marketplace for savings with the ambition to create transparency and improved experiences for long-term savers. SAVR offer a fund and pension saving platform without high commission and distribution fees. On average customers pay half the fund fee compared to investments through other banks and saving services. All commissions are fully refunded to customers.

Visit Savr

Kameo is an investment platform that offers attractive investment opportunities for everyone. Kameo’s platform connects more than 65,000 retail and institutional investors with Scandinavian real estate developers and companies. Since its inception in 2016, Kameo has facilitated over 1,000 loans, accumulating a total value of over SEK 5 billion. The average net return for investors has been more than 9 percent annually. Kameo employs a team of 30 professionals across its offices in Stockholm, Oslo, and Copenhagen. ABG Sundal Collier and Incore Invest are strategic owners in the company.

Visit Kameo

Our team

Latest news

The New Era of Savings: Incore Invest Continues to Back SAVR to Revolutionise Nordic Investments

The New Era of Savings: Incore Invest Continues to Back SAVR to Revolutionise Nordic Investments

Following a successful two years investing in SAVR, a disruptive fintech company dedicated to transforming the investment experience for long-term savers, Incore Invest is pleased to be continuing the partnership.
Incore Invest Named Among Sweden’s Elite Tech Investors by Breakit

Incore Invest Named Among Sweden’s Elite Tech Investors by Breakit

We’re thrilled to announce a landmark achievement at Incore Invest: recognition by Breakit as one of Sweden’s top 500 tech investors.
Transforming the Property Investment Landscape: Incore Invest’s Strategic Investment in Kameo

Transforming the Property Investment Landscape: Incore Invest’s Strategic Investment in Kameo

In an era where investment opportunities are evolving rapidly, the recent announcement from Kameo has sent ripples across Scandinavia’s investment community.
The Founder’s Perspective: How Entrepreneurial Experience Shapes Venture Capital

The Founder’s Perspective: How Entrepreneurial Experience Shapes Venture Capital

The venture capital landscape is witnessing a transformative trend: founder-VCs’ rise. Having journeyed through the entrepreneurial path themselves, these individuals bring a distinct set of skills and perspectives that redefine the VC-startup relationship.
Beyond Investments: The Essential Role of Relationship Chemistry in Shaping Successful Startups

Beyond Investments: The Essential Role of Relationship Chemistry in Shaping Successful Startups

At Incore Invest, we’ve learned that the success of our investments is not solely in the figures and forecasts but also in the less tangible, yet pivotal, aspect of relationship dynamics.
Annual review – CEO summarizes and looks forward to 2024

Annual review – CEO summarizes and looks forward to 2024

Incore Invest stands as a beacon for groundbreaking ventures, nurturing companies that redefine growth and innovation. Within its illustrious portfolio, three companies – Brite AB, Savr AB, and Mynt AB – have been on a meteoric rise, each carving a unique path toward success. As Incore Invest celebrates our achievements, we also set our sights on the dynamic fintech sector, gearing up for further investment opportunities in 2024.
$60 million investment round in Brite 

$60 million investment round in Brite 

The company, which is part of Incore Invest’s investment portfolio, will use the capital to further product development and to continue its expansion across Europe, enabling the business to reach more merchants and consumers who stand to benefit from its innovative solutions.  
New board commitments for Nicolai Chamizo

New board commitments for Nicolai Chamizo

Incore Invest was started with the ambition to build the next Swedish unicorn in the fintech sector. Founder Nicolai Chamizo now takes a seat on the board of two of the holdings, one as chairman.
”The ambition is to build Swedish fintech unicorns”

”The ambition is to build Swedish fintech unicorns”

Some reputable investors have joined forces to make common cause. Their sights are set high: together with talented entrepreneurs, Incore Invest will build the next Swedish fintech unicorn.

Incore in the media