Incore Invest was founded in 2021 by Nicolai Chamizo, Magnus Mivér, Martin Larsson, Jonas Mårtensson and Lena Hackelöer. The investment company focuses on fintech and its investors include Johan Andersson, Mellby Gård, and Carl Manneh, former CEO of Minecraft. One of the first investments in the portfolio is Brite, where Incore has been involved since the company’s early days.
– We want to be a category winner in Europe initially, but we also want to aim for the stars – there is great international potential in Brite. The underlying logic is that open banking is taking market share from card payments. Right now, Brite covers payments in 24 markets, but we have only scratched the surface. We have a lot of faith in the company, which can definitely become the next Swedish fintech unicorn, says Nicolai Chamizo, who is now taking over as chairman of the company.
– We at Incore have gradually increased our involvement, so it feels natural to get even more involved in the board. It is an owner-led board, which we believe is positive for the company’s development. There is a great natural commitment as an owner and it is a very entrepreneurial company, continues Nicolai.

Incore Invest is structured so that the different partners complement each other in terms of knowledge and thus contribute as mentors and sounding boards to all investments, as well as in the board work, even though formally Nicolai is the one who fronts in the daily work.
– We discuss all major issues in our forums internally in Incore. When it comes to banking and insurance issues, Magnus is the expert and Martin in M&A. When it comes to fintech and payment, Lena is one of Europe’s sharpest and Jonas has broad digital tech expertise and a strong network. Everyone contributes depending on the situation and what issues are on the agenda, says Nicolai who, in addition to the chairman role in Brite, is new to the board of Savr, another of Incore Invest’s portfolio companies that, in addition to Brite and the aforementioned Savr, also includes Mynt.

Savr recently raised money where Incore Invest led the round together with the business angel network Nordic Angels and the Norwegian media group Schibstedt. Nicolai is new to the company’s board and is expected to contribute with lessons learned from previous journeys in fast-growing tech companies and a growth mindset.
– We see it as an exciting opportunity to compete with Nordnet and Avanza with a new, modern platform. No Swedish player has come along in twenty years and taken up the competition, but we will do so with Savr.